This is John Mackey’s, the CEO of Whole Foods model for healthcare. It makes sense to me.
* Remove the legal obstacles that slow the creation of high-deductible health insurance plans and health savings accounts (HSAs).
* Equalize the tax laws so that employer-provided health insurance and individually owned health insurance have the same tax benefits.
* Repeal all state laws which prevent insurance companies from competing across state lines.
* Repeal government mandates regarding what insurance companies must cover.
* Enact tort reform to end the ruinous lawsuits that force doctors to pay insurance costs of hundreds of thousands of dollars per year.
* Make costs transparent so that consumers understand what health-care treatments cost.
* Enact Medicare reform.
* Finally, revise tax forms to make it easier for individuals to make a voluntary, tax-deductible donation to help the millions of people who have no insurance and aren’t covered by Medicare, Medicaid or the State Children’s Health Insurance Program.
Here’s the bottom line, as stated by Mackey:
Rather than increase government spending and control, we need to address the root causes of poor health. This begins with the realization that every American adult is responsible for his or her own health.
The solution is to make them responsible by giving them that responsibility, not having government further usurp it and make decisions for them. The most fundamental aspect of freedom and liberty is individual responsibility. The system we have now, as well as the one that is being proposed, works against that fundamental requirement and thereby lessens both our freedom and our liberty.
This isn’t just about health care – its about our freedom.